What Is a Property Investment Company?

One of the main benefits of investing through a company is you can save time.

Instead of monitoring websites like Rightmove or Zoopla, checking auction listings, researching online, and booking house viewings, most of the work is done for you.

After a simple chat with a specialist within your property investment company of choice, you can narrow down exactly what type of property you want and explore all of your latest options.

This is great if you’re working full-time and don’t have the freedom to spend hours researching.

If you’re just starting out in the property world, you may find it hard to identify properties with the most potential.

Luckily, thanks to the decades of experience property investment companies have, they will usually offer you the best deals on the market.

Here at RWinvest, we only work with the best developers to offer investors the most exciting deals.

Another key benefit is that often property investment companies offer properties with a management company.

Property management companies are vital if you have a full-time job, live away from your buy to let property, or are just too busy to handle being a landlord.

This is because they organise everything for you, from finding tenants to securing rent.

These companies charge for their services, typically 10% of your monthly rental income, but are essential for a completely hands-off investment.

The main benefit of investment companies is getting hefty discounts, especially if you’re investing in off-plan.

As an incentive to work with a property investment company, you can net a sizeable discount due to their relationships with developers.

Here at RWinvest, you can find properties up to 55% below market value with UK property investment opportunities.

Not only can you get some discounts on the overall property price, but you can expect some exclusive deals, too.

For instance, RWinvest offers free furniture packs on select properties worth over £5,000.

We also have added incentives once you purchase. If you recommend our services to a friend, for instance, you could get a free £500.

Another huge benefit of investing with a property investment company is that investment companies can often provide structured payment plans.

If you don’t have the money upfront and don’t want to deal with mortgage repayments and mortgage brokers, this can help you afford property ventures.

This has made property investment more accessible than ever and can help you get on the property ladder as soon as possible.

Each company will offer different payment structures, so be sure to ask first to determine if you can afford the property.

While some properties will be available from various sellers, you can sometimes find properties you won’t be able to get anywhere else.

This can include entire developments or specific units in a project.

At RWinvest, for example, we’re the exclusive seller of property developments from Nexus and Legacie developments.

If you want to purchase a unit in exciting developments like The Prestige, you can only do so by working with us.

As an incentive for investing, some companies will even guarantee you returns for a set number of years.

For instance, many of our properties come with assured 7% returns for a set period. That’s nearly double the UK average yield of 4.44%!

Once the assured rental period ends, you’re likely to still keep earning a similar amount depending on the location of your rental property and the property market at the time.

Assured yields are not available to those buying property through traditional means, which is a huge benefit of using a property company.

For beginners, the legal side of property can get complicated, with a lot of paperwork to complete.

That’s not to mention the hassle of finding a solicitor experienced with property law.

However, many companies (ourselves included) can handle much of the paperwork and provide you with a specialist solicitor for the paperwork you need to complete.

This makes investing as easy as possible, and anything that can simplify the buy to let process is a welcome benefit for many property investors.

By working with investment companies, you can understand property investment basics and how to get through the buying process.

This will undoubtedly help you build confidence, which can help you purchase properties on your own in the future.

Of course, this confidence-building won’t just allow you to go it alone, but it might give you the confidence to buy more properties and build your own buy-to-let property portfolio.

While you will need patience for the buying process, you will primarily need it if you buy off-plan.

That’s because off-plan properties can take several months or over a year to reach final completion, so you will need to be patient while the building process lasts.

Those prepared to wait can reap the benefits of off-plan property investment. If you want quick returns right away, this isn’t the investment for you.

It is also possible, however, to buy property from a property company that is already complete.

Enquire about our completed developments if this is something you’re more interested in.

Another potential disadvantage of using a property investment company is missing out on the hands-on experience.

This is only a downside if you don’t want a hands-off investment and would prefer the personal journey of finding suitable properties, purchasing them, and managing them.

However, keep in mind that you can still choose to manage the property yourself, even when investing through a property company, rather than using a rental management company.

Not all investors who buy property from a company opt for a hands-off venture.

Another of the downsides is that you may have a lack of choice when using a property investment company in the UK.  

Unlike when you buy properties on property portals like Rightmove, investment companies tend to offer a smaller stock of investment options to choose from. 

This is because property companies like to offer the very best opportunities on the market, focusing on quality rather than quantity. 

A prime example of this is how at RWinvest, we specialise in off-plan buy to let investments and don’t offer alternative investment options such as HMOs.  

We also focus on key UK areas to ensure our clients are maximising their potential returns.  

If you have a specific property type or area in mind, check and research what type of properties the company specialises in to see if they’re a good fit.